Independent U.S. water utility directory · 2026 edition
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Payment channels

Pay Metro Water Services (MWS), Metropolitan Government of Nashville and Davidson County

Use the provider’s verified online, telephone, mail, or counter instructions. Check the final confirmation screen for the amount, processing date, and any transaction fee before submitting.

Primary online route

Use the official payment portal

The direct portal is the fastest route when it is available. The provider identifies its payment gateway as A dedicated this detail was not publicly posted. Metro Water Services online account and Guest Pay system. Never enter account credentials into a lookalike site reached through an unsolicited message.

Open payment portal ↗

Telephone payment

Phone IVR

615-862-4600. Automated services operate 24 hours a day, seven days a week and allow Visa or Mastercard payments, account information, and office/payment-location information; customer-service representatives are available Monday-Friday 8:00 a.m.-5:00 p.m.

Have your account number and payment instrument ready. Follow the provider’s recorded prompts and retain the confirmation number.

Alternative channels

Mail, text, and in-person payment instructions

Pay by text

Create or log into the MWS online account at mwsonline.nashville.gov using the account number, mailing ZIP code, last four digits of the Social Security number or taxpayer ID, email, and phone details requested during registration. Premium account users can enable billing alerts and Pay by Text from the profile/payment options. MWS's current pages do not publish a short code or universal enrollment keyword; use the portal's Pay by Text control and follow the confirmation messages. Text alerts can cover bills, potential leaks, water emergencies, and requested field visits. Reply STOP to opt out; message and data rates may apply. Text payment is a payment option, while the agency warns that notifications should not replace checking the bill and due date.

Mail-in address

Metro Water Services, P.O. Box 305225, Nashville, TN 37230-5225. Include the bill payment stub and account number. The official payment-method page lists mail as a standard payment channel; electronic check payments have no convenience fee, while card payments are assessed through the online processor.

Counters, drop boxes, and office hours

The Metro Water Services Customer Care Center is at 1700 Third Avenue North, Nashville, TN 37208. The customer-service lobby is open Tuesdays and Thursdays from 8:00 a.m. to 4:00 p.m. and offers in-person account help; a self-service payment kiosk outside the building is available 24 hours a day, seven days a week. Kiosks accept cash, checks, and major credit cards. Customers can also pay by phone or through the online Guest Pay/Premium account. MWS advises calling 615-862-4600 before traveling because hours can change for holidays, weather, or building operations. The lobby and kiosk are the primary official physical channels identified in the current payment page; the utility does not publish a single all-city counter schedule for third-party retail locations.

Accepted digital instruments

What you can use online

Online Guest Pay and Premium Access accept credit cards, debit cards, and e-checks. MWS's current payment materials identify bank-account/ACH auto-pay, Apple Pay, Google Pay, PayPal, Venmo, and Pay by Text. Automated telephone payment accepts Visa and Mastercard. The online system supports scheduled payments, stored payment information, e-bills, recurring payments, account history, and usage review. Kiosk and counter channels accept cash, checks, and major cards; bank drafts are drawn 15 days from the billing date when enrolled.

2026 transaction pricing

Convenience fees

The live MWS online portal displays a 2.8% service fee for card payments, with a $1.95 minimum; e-check/EFT payments have no fee. A returned payment is charged $30. These are payment-processing charges separate from MWS water, sewer, stormwater, infrastructure-replacement, and delinquency charges.

Fees can vary by payment type, channel, account class, and processor terms. The checkout screen is the final fee disclosure.

Payment guidance

Choose the payment channel that fits your deadline

The safest payment path is the one published by Metro Water Services (MWS), Metropolitan Government of Nashville and Davidson County and matched to the account information on your bill. Online portals are convenient, but telephone, mail, counter, and drop-box options may follow different posting schedules and may use different fees.

For a routine payment, save the final confirmation page or IVR number and check when the transaction will post. For a same-day shut-off notice, do not assume that submitting a card payment automatically stops a field order; ask the provider what amount and confirmation are required.

Never send your account number, password, card details, or bank information to Water Ledger. Those details belong only on the provider’s verified payment channel or at an authorized counter.